Truck Injury.Calculator

Truck Accident Settlements by State

Personal injury law is state law. The filing deadline ranges from 1 to 6 years, and the negligence rule decides whether shared fault reduces your settlement or erases it. Below you'll find in-depth guides for the 19 states where truck crashes kill the most people each year, followed by a reference table with the core rules for all 50 states. The settlement calculator applies every state's factor, whether or not it has a full guide.

In-Depth State Guides

Ordered by deaths in large-truck crashes (NHTSA, 2023). Each guide covers the statute of limitations with its citation, the negligence rule in practice, damage caps, notable verdicts, and the freight corridors where these cases concentrate.

Texas TX
730 truck-crash deaths/yr · 2yr deadline
California CA
392 truck-crash deaths/yr · 2yr deadline
Florida FL
341 truck-crash deaths/yr · 2yr deadline
North Carolina NC
192 truck-crash deaths/yr · 3yr deadline
Illinois IL
190 truck-crash deaths/yr · 2yr deadline
Georgia GA
188 truck-crash deaths/yr · 2yr deadline
Pennsylvania PA
180 truck-crash deaths/yr · 2yr deadline
Ohio OH
167 truck-crash deaths/yr · 2yr deadline
Arizona AZ
155 truck-crash deaths/yr · 2yr deadline
Tennessee TN
154 truck-crash deaths/yr · 1yr deadline
Indiana IN
143 truck-crash deaths/yr · 2yr deadline
Alabama AL
137 truck-crash deaths/yr · 2yr deadline
Oklahoma OK
129 truck-crash deaths/yr · 2yr deadline
South Carolina SC
122 truck-crash deaths/yr · 3yr deadline
Louisiana LA
120 truck-crash deaths/yr · 1yr deadline
Missouri MO
120 truck-crash deaths/yr · 5yr deadline
New York NY
120 truck-crash deaths/yr · 3yr deadline
Virginia VA
120 truck-crash deaths/yr · 2yr deadline
Kentucky KY
114 truck-crash deaths/yr · 1yr deadline

Every State's Core Rules at a Glance

The table below is the reference we maintain for all 50 states: the personal injury filing deadline, the wrongful death deadline, the negligence rule, and the settlement multiplier the calculator applies. States with a linked name have a full guide.

State Injury deadline Wrongful death Negligence rule Multiplier
Alabama 2 yr 2 yr Contributory 0.85×
Alaska 2 yr 2 yr Pure comparative 1×
Arizona 2 yr 2 yr Pure comparative 1.05×
Arkansas 3 yr 3 yr Modified (50% bar) 0.85×
California 2 yr 2 yr Pure comparative 1.4×
Colorado 3 yr 2 yr Modified (50% bar) 1.05×
Connecticut 2 yr 2 yr Modified (51% bar) 1.15×
Delaware 2 yr 2 yr Modified (51% bar) 1.05×
Florida 2 yr 2 yr Modified (50% bar) 1.15×
Georgia 2 yr 2 yr Modified (50% bar) 0.95×
Hawaii 2 yr 2 yr Modified (51% bar) 1×
Idaho 2 yr 2 yr Modified (50% bar) 0.9×
Illinois 2 yr 2 yr Modified (50% bar) 1.2×
Indiana 2 yr 2 yr Modified (51% bar) 0.95×
Iowa 2 yr 2 yr Modified (51% bar) 0.9×
Kansas 2 yr 2 yr Modified (50% bar) 0.9×
Kentucky 1 yr 1 yr Pure comparative 0.95×
Louisiana 1 yr 1 yr Pure comparative 1×
Maine 6 yr 2 yr Modified (50% bar) 1×
Maryland 3 yr 3 yr Contributory 1.05×
Massachusetts 3 yr 3 yr Modified (51% bar) 1.15×
Michigan 3 yr 3 yr Modified (51% bar) 1×
Minnesota 2 yr 3 yr Modified (51% bar) 1.05×
Mississippi 3 yr 3 yr Pure comparative 0.8×
Missouri 5 yr 3 yr Pure comparative 1×
Montana 3 yr 3 yr Modified (51% bar) 0.9×
Nebraska 4 yr 2 yr Modified (50% bar) 0.85×
Nevada 2 yr 2 yr Modified (51% bar) 1.1×
New Hampshire 3 yr 3 yr Modified (51% bar) 1×
New Jersey 2 yr 2 yr Modified (51% bar) 1.15×
New Mexico 3 yr 3 yr Pure comparative 1×
New York 3 yr 2 yr Pure comparative 1.35×
North Carolina 3 yr 2 yr Contributory 0.95×
North Dakota 6 yr 2 yr Modified (50% bar) 0.9×
Ohio 2 yr 2 yr Modified (51% bar) 0.95×
Oklahoma 2 yr 2 yr Modified (50% bar) 0.9×
Oregon 2 yr 3 yr Modified (51% bar) 1.05×
Pennsylvania 2 yr 2 yr Modified (51% bar) 1.05×
Rhode Island 3 yr 3 yr Pure comparative 1.1×
South Carolina 3 yr 3 yr Modified (51% bar) 0.95×
South Dakota 3 yr 3 yr Modified (51% bar) 0.9×
Tennessee 1 yr 1 yr Modified (50% bar) 0.9×
Texas 2 yr 2 yr Modified (51% bar) 1.05×
Utah 4 yr 2 yr Modified (50% bar) 0.95×
Vermont 3 yr 2 yr Modified (51% bar) 1×
Virginia 2 yr 2 yr Contributory 0.95×
Washington 3 yr 3 yr Pure comparative 1.1×
West Virginia 2 yr 2 yr Modified (50% bar) 0.9×
Wisconsin 3 yr 3 yr Modified (51% bar) 1×
Wyoming 4 yr 2 yr Modified (51% bar) 0.85×

Deadlines are the general personal-injury statutes; exceptions (minors, government defendants, discovery rules) can shorten or extend them. Verify with a licensed attorney in your state.

States by Negligence Rule

The negligence rule is the single most important factor in truck accident cases. It determines whether — and how much — you can recover if you bear any fault.

Pure Comparative (11 states)

Most plaintiff-friendly. Recovery proportional to defendant's fault, even if you're 99% at fault.

Alaska, Arizona, California, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, New York, Rhode Island, Washington

Modified 50% Rule (14 states)

Recovery barred at 50% or more plaintiff fault. Below 50%, recovery is reduced proportionally.

Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Kansas, Maine, Nebraska, North Dakota, Oklahoma, Tennessee, Utah, West Virginia

Modified 51% Rule (21 states)

Recovery barred at 51% or more plaintiff fault. Below 51%, recovery is reduced proportionally.

Connecticut, Delaware, Hawaii, Indiana, Iowa, Massachusetts, Michigan, Minnesota, Montana, Nevada, New Hampshire, New Jersey, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Texas, Vermont, Wisconsin, Wyoming

Contributory Negligence (4 states)

Strictest rule. Even 1% plaintiff fault completely bars recovery.

Alabama, Maryland, North Carolina, Virginia